Terms of Service
Effective Date: November 12, 2026 • Domain: splitguard.in
1. Agreement to Terms
By downloading, installing, or accessing SplitGuard via mobile application (com.splitguard.expense) or our website (splitguard.in), you agree to be bound by these Terms of Service. If you disagree with any portion of these terms, please do not use the application.
2. Expense Tracking Disclaimer
SplitGuard is a financial record-keeping, debt calculation, and bill management tool. SplitGuard does not execute financial transactions, hold escrow balances, or serve as a regulated banking institution. All actual money transfers between members are conducted through their own preferred payment methods (such as UPI, Net Banking, or cash).
3. User Conduct
You agree to use SplitGuard only for lawful financial tracking among mutual parties. You agree not to upload fraudulent data, impersonate other individuals, or misuse invite codes and deep links.
4. Updates & Modifications
We may periodically update these Terms to reflect changes in our service or regulatory requirements. Continued usage of SplitGuard constitutes acceptance of amended terms.