Privacy Policy for SplitGuard

1. Introduction & Overview

SplitGuard ("we", "our", or "us"), available on the Google Play Store under package ID com.splitguard.expense and hosted at https://splitguard.in, is committed to safeguarding the privacy and financial information of our users. This Privacy Policy details what information we collect, how it is stored, and your rights regarding your personal and group data.

2. Information We Collect

When you use SplitGuard, we collect the minimum necessary data to provide group bill splitting and budget monitoring:

• Account Information: Name, email address, and profile photo when signing in with Google Authentication or Email.
• Group & Expense Records: Group names, member identifiers, transaction amounts, categories, dates, and split percentages.
• Voice Input Audio Data: When you use voice logging, spoken phrases are processed using Google Gemini API solely for extracting transaction entities (merchant, amount, category). Audio recordings are not permanently stored or sold.
• Device & Diagnostics: Anonymous crash reports and performance telemetry to improve application stability.

3. How Your Data Is Stored & Protected

Your data is synchronized and secured using Google Cloud Infrastructure and Firebase Cloud Firestore with bank-grade transport layer encryption (TLS/SSL). We implement strict Firestore security rules ensuring only authorized members of an expense group can access transaction logs.

4. Third-Party Services

We work with trusted industry standard infrastructure providers:

• Firebase Authentication & Firestore: User authentication and encrypted database storage.
• Google Gemini API: Natural language interpretation for voice expense logging.
• Google Play Services: Core application updates and distribution.

5. Data Retention & Deletion

You have full ownership of your data. You may delete individual expenses, leave groups, or request complete account deletion at any time by contacting us at support@splitguard.in. Upon account deletion, personal records are permanently expunged.

6. Contact Us

If you have questions or concerns regarding this policy, please reach out to us: